What To Expect When The Other's Driver's Insurance Company Denies Your Claim After A Car Accident

Being in a car accident is an unexpected occurrence that can become a big hassle, especially when you were not at fault for the accident. In most cases, you can file a claim with the other driver's insurance company, and they will issue a settlement to cover the cost of auto repairs, medical bills, and wages lost due to the car accident. 

However, there are situations where the other driver's insurance company may deny the claim. If this happens, it is in your best interest to hire an automobile accident attorney. Continue reading to learn more about what to expect when an insurance company denies your claim.

Send in a Demand Letter

When you hire your automobile attorney, he or she will draft a demand letter and send it to the other driver's insurance company. A demand letter is a formal correspondence that outlines facts about the accident, how much damage was done to your vehicle, any injuries that you may have sustained, and information showing that the other driver was at fault. Insurance companies tend to take demand letters from an attorney more seriously than demands made by a claimant, so the best-case scenario is that the insurance company will issue a settlement after receiving the demand letter.

Start the Formal Appeal Process

In the event that a demand letter does not solve the issue, you can begin the formal appeal process with the other driver's insurance company. An experienced automobile accident attorney will understand the appeal process and will have the opportunity to negotiate with the insurance company on your behalf to get the settlement that you deserve. In some circumstances, the formal appeal process may include arbitration to try to solve the issue between the two parties regarding the denial of the claim and issuing a settlement.

File a Lawsuit

If a letter of demand and going through the formal appeal process does not work, you will have the option to file a lawsuit. Your attorney will carefully review the facts and evidence of your case to determine if you have a good shot at winning a lawsuit against the other driver's insurance company. If your attorney decides that you have a good case, you will need to go to court and have your case heard by a judge. Your attorney will present evidence on your behalf and work hard to convince the judge that you are entitled to a settlement from the insurance company. 

For more information, contact your local automobile accident attorney services.